SAVINGS ASSOCIATION
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Rena Community Development Association emphases strongly on all-inclusive household and community development. The vast majority of households that we work with are vulnerable as a result of their health status and this is compounded by a lack of access to services and stigma.
By supporting households on a journey that will empower both guardians and their children to create a brighter future for themselves, Rena Community Development Association is assisting to create more sustainable communities.
Sustainability IS the key to development. The journey that Rena Community Development Association supports households on; beginning with access to healthcare and education, has one final step.... An opportunity to earn an income and provide a secure home, food and clothing.
How Rena Community Development Association backup income generation
Rena Community Development Association does not believe in people living with disabilities go on empty stomach we give out hand-outs in terms of food relief. We empower parents/guardians who are receive household support on both our healthcare and education projects to help themselves. How do we do this....
Parents/Guardians are provided with training on how to start or develop an income generating activity. Community Banking Groups (CBG's) are formed by groups of these parents (between 8-15 per group). Each group is registered as a legal entity within the district and Rena Community Development Association provides a micro-finance loan to each group.
Each parent is given a portion of the group loan in order to develop and establish their own business and work to make their family self- sufficient which break the cycle of poverty that exists in their own lives. The CBG's meet weekly when each parent must pay back their agreed loan amount and demonstrate that their business is operating profitably and they are putting savings into a bank account they have set up.